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Protect your finances with yoga insurance

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Protect your finances with yoga insurance

Post by NACAMSStaff on Sat Sep 08, 2012 12:31 pm

As a professional yoga instructor, you most likely have a wide variety of students, especially if you teach a number of different classes. Many of your students may be quite experienced when it comes to yoga, whereas others may still be beginners, particularly if you happen to teach a basic introduction to yoga. Whether or not the majority of your students are advanced, intermediate, or at the beginner’s level, one fact remains true: You never know when you may need yoga instructor liability insurance. For this reason, it is wise to secure yoga teacher insurance for your yoga studio, or simply for yourself as an independent teacher working within someone else’s studio space.

If you are unfamiliar with the concept of liability insurance, it might help you to understand a little more about this type of coverage. It is actually fairly similar to automobile insurance, in that it is there to provide financial coverage in case an accident happens. After all, accidents that involve cars, and perhaps even medical bills, can be extremely expensive. Without insurance, these unforeseen expenses could drain a person’s bank accounts. Along these same lines, if an accident or injury ever does take place in one of your yoga classes or on the property of your yoga studio, the cost for covering the damages and legal expenses could be massive. This is the reason yoga teacher liability insurance exists—to protect professional yoga instructors from the fallout that could occur if a student or employee ever did file a claim against you for damage or injury.

The right yoga instructor liability insurance program should protect you from the three main types of legal claims against professionals: general liability, malpractice or professional liability, and product liability. The first, general liability insurance, may be the most important form of liability insurance for yoga teachers. In fact, general liability insurance is one of the most important forms of liability insurance for nearly any professional who works with members of the public in person on his or her property.

    Current date/time is Wed Jan 23, 2019 6:34 pm