Reiki insurance is necessary for your practice and peace of mind

At a glance, it would seem there are few reasons a reiki practitioners would ever need to worry about liability insurance. Frequently, professionals who practice this form of energy work do not even lay hands on the skin of their clients. If they do, it is typically quite lightly. The need for reiki liability insurance, however, is not so much about the danger of harming a client in session. It is more about practicing good business principles and securing the protection you need to practice with the utmost peace of mind.

The fact that many states and regions, as well as spas and other places of employment, actually require reiki practitioners to carry liability insurance should be your first clue the importance of enrolling for this protection. Similar to the insurance you are legally required to carry in order to drive your car, reiki liability insurance is there to cover you in the case of an accident or other unexpected occurrence. Let’s take a closer look at the kind of scenarios that are covered under a strong reiki liability insurance policy. For starters, there is general liability coverage, which is there to provide protection in case a client slips, trips or falls on your property, whether due to ice in your parking lot or a loose rug in the hallway. This “trip and fall” coverage is one of the best reasons to enroll for reiki liability insurance, for you can never control for all possible outcomes on your property.

Another critical aspect of reiki liability insurance is the professional liability insurance, also know as malpractice insurance. Although it may be much more difficult to imagine the need for such protection as a reiki practitioner, you must be prepared in case a client claims damage or injury due to a technique used in your session room.

Along the same lines as professional liability insurance is product liability insurance. This portion of your reiki liability insurance program is designed to provide protection in cases where a client may claim damage or injury due to the use of a particular product in the reiki session. These are only a few examples of the extensive coverage that comes with a reiki liability insurance policy. You may need to enroll in such a program simply to meet the regulations of your state, region, professional organization or your employer. There are, however, even better reasons for signing up for such a policy.